Individual Savings Accounts
Three options for ISA savers
Jennifer Lowe, 23 February 2009
LV= has launched three new ISA options, offering savers an alternative home for their savings following the record interest rate cuts over the past five months.
Developed by LV= Asset Management (LVAM) the three new ISA options – the LV= Diversified Income ISA, the LV= Balanced Managed ISA and the LV= Stockmarket ISA – have been designed to appeal to a range of investors according to their individual needs and risk profile.
All three funds are ‘multi manager' funds, which, rather than investing directly in stocks, shares and bonds, give investors ready-made investment portfolios comprising different funds from established investment managers, such as Artemis, Fidelity, Jupiter and M&G.
Tom Caddick, LVAM head of multi manager, says, ‘Knowing that this tax year's ISA allowance will be gone for good on 6 April puts pressure on investors. While it is impossible to say whether markets have passed the rock bottom point yet, I am confident that we will look back at 2009 as a time of great opportunity for those willing to take a long-term view.’
All three new ISA options are available from www.lv.com, and investors buying online this tax year (i.e. before 5 April 2009) will receive a three per cent online discount on the initial charge of five per cent.
The minimum investment is £100 a month or a lump sum of £1,000.
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