If your parents exercised their right to buy with a discount, it may be reasonable to suggest that the discount belongs to your mother, therefore she has a beneficial right to that proportion of the proceeds. If the property is now valued at, say, £100,000 and the discount was 40 per cent, your mother’s share would be £40,000. from which ten per cent could be deducted to allow for selling costs, making the net value of her share £36,000. Under these circumstances she would be classified as a self-funder – ie meeting her own care costs – until the value of her share was reduced to £21,500, when the local authority would start to contribute to the cost of her care.