Banking & savings
The latest on cash accounts, ISAs and other savings products, plus retail bond launches
19 Jan 2015
The vast majority (93 per cent) of structured products that matured in 2014 returned a profit, with only 1 per cent losing money for investors, according to research from CompareStructuredProducts.com.
Investors interested in new pensioner bonds 'should act fast', as they are 'likely to sell like hot cakes'
15 Jan 2015
It would be ‘highly surprising’ if the new National Savings and Investments pensioner bonds are still available by the start of the new tax year in April, so investors should ‘act fast’, agree a pair of prominent investment advisers.
12 Dec 2014
The Treasury has confirmed that National Savings & Investments’ (NS&I’s) new ‘pensioner bonds’ for those aged over 65 will pay 2.8 per cent for one-year bonds and 4 per cent for three-year bonds.
4 Dec 2014
Danny Cox, head of personal investing at fund supermarket Hargreaves Lansdown, has outlined the impact that the ISA changes announced by George Osborne will have on private investors.
Chancellor delivers ISA and stamp duty bombshells in Autumn Statement, while bank shares fall on tax change
3 Dec 2014
In the final Autumn Statement of this Parliament, delivered by the chancellor this afternoon, George Osborne has announced that assets that remain in an individual’s ISA on death will now be exempt from inheritance tax when passed on to spouses.
Latest investment guides
1 Oct 2014
What Investment's readers have chosen the financial services firms they believe offer top-class service and outstanding value for money in the 2014 What Investment Readers' Awards.
30 Sep 2014
Investors considering placing some cash in the Eros International retail bond offering should be concerned about the company's ability to maintain a healthy cash flow in the coming years, according to Noelle Cazalis, credit analyst at Rathbone Unit Trust Management.
22 Sep 2014
The plan announced this morning by the Royal Mint to allow private investors to buy gold coins is a ‘pricey’ way to invest in the asset class, according to Laith Khalaf, senior analyst at Hargreaves Lansdown.
12 Sep 2014
Stephanie Flanders, the former BBC economics editor who is now chief market strategist at JP Morgan Asset Management, has outlined the likely consequences for investors of a 'yes' vote in the Scottish independence referendum.
9 Sep 2014
Investors based in Scotland and investors with assets in Scotland are likely to face higher costs in the event of Scottish voters deciding to vote in favour of independence next week, according to Tom McPhail, head of pensions research at Hargreaves Lansdown.
30 Jul 2014
Online investment platform Alliance Trust Savings (ATS) has managed to grow the assets invested on its platform despite hiking its flat fee by 87.5 per cent early this year.
15 Jul 2014
Despite annual UK consumer price inflation (CPI) leaping to 1.9 per cent in June, compared to 1.5 per cent the previous month, investors should not be spooked into thinking that a rise in interest rates is now nearer at hand according to Ben Brettell, senior economist at Hargreaves Lansdown.
18 Jun 2014
Schroders European economist Azad Zagana believes that the latest minutes released by the Bank of England Monetary Policy Committee show that, despite the hype, UK interest rates are unlikely to rise in 2014.
11 Jun 2014
Investors and savers will have a ‘new’ ISA allowance of £15,000 to invest from 1 July.
4 Jun 2014
Bonds issued by charities and listed on the London Stock Exchange’s Order Book for Retail Bonds (ORB) could be attractive to private investors, according to independent financial adviser Martin Bamford.
28 May 2014
The retail bond of gambling company Ladbrokes, which pays 5.125 per cent, is a good offer due to the strength of the brand and the strong cash flow position of the company, according to Peter Doherty, manager of the Tideway Global Navigator bond fund.