Banking & savings

The latest on cash accounts, ISAs and other savings products, plus retail bond launches

What does the new dividend tax allowance mean for investors? 

What does the new dividend tax allowance mean for investors? 

29 Jul 2016

Debbie Kay, private client partner at Thomas Miller Investments writes exclusively for What Investment on what the dividend tax allowance means for private investors

The best way to reduce your inheritance tax bill by using lifetime gifting

The best way to reduce your inheritance tax bill by using lifetime gifting

29 Jul 2016

Andrew Miles, head of research at Ascot Lloyd writes exclusively for What Investment on how to use lifetime gifting in inheritance tax planning.

How to avoid an inheritance tax bill, while still generating an income

How to avoid an inheritance tax bill, while still generating an income

16 Jun 2016

Paul Thompson, tax and estate planning consultant at Canada Life writes exclusively for What Investment on an option for those seeking to minimise their inheritance tax bill.

Latest UK inflation data indicates that interest rates are unlikely to rise for years to come, says prominent analyst 

Latest UK inflation data indicates that interest rates are unlikely to rise for years to come, says prominent analyst 

14 Jun 2016

The latest UK inflation data showed the price of the average basket of goods to by 0.3 per cent last month relative to the previous period, a figure that is in itself not surprising according to Chris Beauchamp, senior  market strategist at IG Group, but indicates UK interest rates are unlikely to rise this year or next.

Bond and ISA yields continue to fall

Bond and ISA yields continue to fall

21 May 2016

According to a national newspaper,, drastic cuts are being made to rates paid on five year bonds and ISAs in what analysts have dubbed to be a ‘domino effect’.

How grandparents can fund school fees in a tax efficient way

How grandparents can fund school fees in a tax efficient way

21 Apr 2016

Cathy Russell, tax and estate planning consultant at Canada Life writes exclusively for What Investment on how grandparents can fund school fees in a tax efficient way

How to use a life assurance policy to minimise your inheritance tax bill 

How to use a life assurance policy to minimise your inheritance tax bill 

15 Apr 2016

Jeremy Pearson, technical support manager at Canada Life, writes for What Investment on how life assurance policies can play a part in inheritance tax planning. 

Revealed: How to find the best fund supermarket for a novice investor 

Revealed: How to find the best fund supermarket for a novice investor 

7 Apr 2016

Mark Polson, founder of The Lang Cat, reveals for What Investment what an investor should consider before choosing a fund supermarket for the first time.

Platform exit fees 'add insult to injury' for investors

Platform exit fees 'add insult to injury' for investors

6 Apr 2016

If you’re into pensions – and who isn’t? – then you may well have spotted that exit fees have become 'a thing'.

Fidelity: The new Lifetime ISA is a very welcome 'option' for investors 

Fidelity: The new Lifetime ISA is a very welcome 'option' for investors 

18 Mar 2016

Tom Stevenson, investment director for personal investing at Fidelity has described the new Lifetime ISA, which was announced in the budget, as an attractive and welcome option for investors.

Hargreaves Lansdown: The five best ways for investors to cut their capital gains tax bill

Hargreaves Lansdown: The five best ways for investors to cut their capital gains tax bill

17 Mar 2016

In light of the changes to the capital gains tax regime announced by chancellor George Osborne in the budget, Danny Cox, chartered financial planner at Hargreaves Lansdown, has outlined the tools he feels are best for investors seeking to minimise their capital gains tax bill.

Hargreaves Lansdown: Government's new Help to Save scheme 'a very attractive offer for those who can take advantage of it'

Hargreaves Lansdown: Government's new Help to Save scheme 'a very attractive offer for those who can take advantage of it'

14 Mar 2016

The government announced details this morning of a new Help to Save scheme, which Danny Cox, chartered financial planner at Hargreaves Lansdown described to What Investment as a ‘very attractive offer for those who can take advantage of it.

What would negative interest rates mean for the UK? 

What would negative interest rates mean for the UK? 

9 Mar 2016

With a predictability as mundane as rain on a bank holiday, the decision of the US Federal Reserve to lift its interest rates last December spooked markets, prompting an exit of capital from the emerging markets, and the clarion cry of Cassandras' proclaiming the next recession, inevitably destined to me more ferocious than the last. 

'Lack of protection' means Innovative Finance ISAs are not suitable for most private investors 

'Lack of protection' means Innovative Finance ISAs are not suitable for most private investors 

25 Feb 2016

Investors considering deploying some capital in an Alternative Finance ISA should be aware that the risks far exceed those of a regular deposit account, according to Patrick Connolly, financial planner at Chase De Vere.

Tilney Bestinvest: The biggest questions for investors to answer before taking up a Help to Buy Isa

Tilney Bestinvest: The biggest questions for investors to answer before taking up a Help to Buy Isa

10 Nov 2015

David Smith, financial planner at Tilney Bestinvest believes investors pondering whether to take out one of the government’s Help to Buy Isa’s should consider several important questions before committing.

Hargreaves Lansdown: What George Osborne's 2015 'dividend tax' changes mean for investors 

Hargreaves Lansdown: What George Osborne's 2015 'dividend tax' changes mean for investors 

9 Jul 2015

Danny Cox, chartered financial planner at Hargreaves Lansdown, has outlined what he believes will be the consequences for private investors of the changes to how dividends are treated by the tax system at the present time.