Banking & savings
The latest on cash accounts, ISAs and other savings products, plus retail bond launches
15 Jul 2014
Despite annual UK consumer price inflation (CPI) leaping to 1.9 per cent in June, compared to 1.5 per cent the previous month, investors should not be spooked into thinking that a rise in interest rates is now nearer at hand according to Ben Brettell, senior economist at Hargreaves Lansdown.
18 Jun 2014
Schroders European economist Azad Zagana believes that the latest minutes released by the Bank of England Monetary Policy Committee show that, despite the hype, UK interest rates are unlikely to rise in 2014.
11 Jun 2014
Investors and savers will have a ‘new’ ISA allowance of £15,000 to invest from 1 July.
4 Jun 2014
Bonds issued by charities and listed on the London Stock Exchange’s Order Book for Retail Bonds (ORB) could be attractive to private investors, according to independent financial adviser Martin Bamford.
28 May 2014
The retail bond of gambling company Ladbrokes, which pays 5.125 per cent, is a good offer due to the strength of the brand and the strong cash flow position of the company, according to Peter Doherty, manager of the Tideway Global Navigator bond fund.
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21 May 2014
Richard Branson, who has for the past year accepted Bitcoin in payment for travel on his Virgin Galactic Spaceship project, has now put his own personal money into the virtual currency.
16 Apr 2014
Times are hard for savers in the current economic climate. With interest rates still incredibly low, those who have saved for their future are being punished for the sins of others.
Fidelity hits out at Hargreaves Lansdown and other platforms for persisting with 'anti-competitive' exit fees
24 Mar 2014
Fund supermarket Fidelity has criticised rivals including Hargreaves Lansdown, Alliance Trust Savings and Charles Stanley Direct for continuing to charge exit fees, a practice which it describes as acting as a ‘barrier to exit’ for customers seeking to switch between investment platforms.
24 Mar 2014
Although investors will soon be able to hold peer-to-peer lending investments within their ISAs following changes announced in last week's Budget, advisers have cautioned that such investments carry a number of risks.
20 Mar 2014
Changes to the rules governing venture capital trusts (VCTs) announced in this week's Budget will make it very difficult for the tax-privileged vehicles to invest in renewable energy companies, according to industry experts.
19 Mar 2014
In his 2014 Budget speech, chancellor George Osborne has announced that the allowances for cash ISAs and stocks and shares ISAs are to be merged, with a new £15,000 annual limit and investors free to hold as much of this as they like in either cash or investments.
14 Mar 2014
Fees of £25 per holding charged by Hargreaves Lansdown when customers want to exit its platform will only be lowered when fund houses ‘catch up with us' in terms of technology, said Danny Cox, head of financial planning at the fund supermarket.
12 Mar 2014
FE, the financial data and research company, has launched its own platform for private investors with an annual fee of 0.25 per cent on all holdings.
7 Mar 2014
Controversy has continued over Hargreaves Lansdown's claims to be offering 'unique' discounts on fund management fees to its customers.
5 Mar 2014
A survey of 455 structured products that matured in 2013 has found that the vast majority returned investors’ capital in full, with over four-fifths making a profit.
4 Mar 2014
Mark Till, head of personal investing at Fidelity, has admitted to What Investment that the fund supermarket has secured ‘few real discounts’ for its customers on fund management charges, but hinted that such discounts are still being negotiated and that there may be more to come.