Banking & savings
The latest on cash accounts, ISAs and other savings products, plus retail bond launches
10 Nov 2015
David Smith, financial planner at Tilney Bestinvest believes investors pondering whether to take out one of the government’s Help to Buy Isa’s should consider several important questions before committing.
9 Jul 2015
Danny Cox, chartered financial planner at Hargreaves Lansdown, has outlined what he believes will be the consequences for private investors of the changes to how dividends are treated by the tax system at the present time.
8 Jul 2015
Restrictions on the level of tax relief available on buy-to-let mortgages have sent shares in UK house builders plummeting in the wake of George Osborne’s budget. ’
Chancellor George Osborne drops a bombshell for income investors and buy-to-let property owners in budget 2015
8 Jul 2015
The tax treatment for buy-to-let investors and those who derive a significant income from dividends has been greatly altered by the latest budget from chancellor George Osborne, which was delivered this morning.
26 Jun 2015
Many GPs have long considered themselves to be the unsung heroes of the NHS. They’re usually the first medic any patient visits and often the only person they need to see for treatment. When conditions are more serious, it is also the GP who will refer the patient to a more specialised medical expert.
Latest investment guides
24 Apr 2015
Dominic Neary, manager of the £477 million Scottish American Investment Trust, has outlined the reasons why he believes UK income investors should largely be avoiding the UK banking sector at the present time.
9 Apr 2015
Laith Khalaf, senior analyst at Hargreaves Lansdown, has outlined the options for savers frustrated at the record low interest rates offered on savings in the wake of the Bank of England confirming this morning that rates will stay at the present record low level.
23 Mar 2015
A pair of prominent bond analysts have agreed that the investment case for the International Personal Finance Bond, a retail bond available to private investors and paying 5.875 per cent.
Osborne's 2015 budget delivers bonanza for ISA savers and investors, but pensioners hit and GDP growth revised downwards
18 Mar 2015
Announcing the final budget of this parliament this afternoon, George Osborne announced radical changes to the system of ISAs, while the lifetime pension allowance and GDP number for last year were cut.
4 Mar 2015
Whether you’re saving for a house deposit or are thinking about starting a personal pension, it’s important to choose a trustworthy company or individual to manage your savings and investments –after all money doesn’t grow on trees, so you’ll want to ensure you get the best interest rates and returns possible. There are many independent financial advisors and banking groups out there which can protect and grow your wealth, but if you’re looking for a hassle-free way to manage your money, ta discretionary investment management company could be the right solution for you.
'Liquidity' should be the main concern for investors in the 6.25 per cent Rectory Homes mini-bond, says top performing bond fund manager
25 Feb 2015
Rectory Homes, a property developer that is focused on the South East of England, has launched a secured five-year fixed term bond paying an interest rate of 6.25 per cent.
28 Jan 2015
Have you singled out your New Year’s resolution yet? Well, it’s a brand new year and the perfect time to take a moment to clean the slate and renew your goals and targets.
19 Jan 2015
The vast majority (93 per cent) of structured products that matured in 2014 returned a profit, with only 1 per cent losing money for investors, according to research from CompareStructuredProducts.com.
Investors interested in new pensioner bonds 'should act fast', as they are 'likely to sell like hot cakes'
15 Jan 2015
It would be ‘highly surprising’ if the new National Savings and Investments pensioner bonds are still available by the start of the new tax year in April, so investors should ‘act fast’, agree a pair of prominent investment advisers.
12 Dec 2014
The Treasury has confirmed that National Savings & Investments’ (NS&I’s) new ‘pensioner bonds’ for those aged over 65 will pay 2.8 per cent for one-year bonds and 4 per cent for three-year bonds.
4 Dec 2014
Danny Cox, head of personal investing at fund supermarket Hargreaves Lansdown, has outlined the impact that the ISA changes announced by George Osborne will have on private investors.