Banking & savings
The latest on cash accounts, ISAs and other savings products, plus retail bond launches
1 Oct 2014
What Investment's readers have chosen the financial services firms they believe offer top-class service and outstanding value for money in the 2014 What Investment Readers' Awards.
30 Sep 2014
Investors considering placing some cash in the Eros International retail bond offering should be concerned about the company's ability to maintain a healthy cash flow in the coming years, according to Noelle Cazalis, credit analyst at Rathbone Unit Trust Management.
22 Sep 2014
The plan announced this morning by the Royal Mint to allow private investors to buy gold coins is a ‘pricey’ way to invest in the asset class, according to Laith Khalaf, senior analyst at Hargreaves Lansdown.
12 Sep 2014
Stephanie Flanders, the former BBC economics editor who is now chief market strategist at JP Morgan Asset Management, has outlined the likely consequences for investors of a 'yes' vote in the Scottish independence referendum.
9 Sep 2014
Investors based in Scotland and investors with assets in Scotland are likely to face higher costs in the event of Scottish voters deciding to vote in favour of independence next week, according to Tom McPhail, head of pensions research at Hargreaves Lansdown.
Latest investment guides
30 Jul 2014
Online investment platform Alliance Trust Savings (ATS) has managed to grow the assets invested on its platform despite hiking its flat fee by 87.5 per cent early this year.
15 Jul 2014
Despite annual UK consumer price inflation (CPI) leaping to 1.9 per cent in June, compared to 1.5 per cent the previous month, investors should not be spooked into thinking that a rise in interest rates is now nearer at hand according to Ben Brettell, senior economist at Hargreaves Lansdown.
18 Jun 2014
Schroders European economist Azad Zagana believes that the latest minutes released by the Bank of England Monetary Policy Committee show that, despite the hype, UK interest rates are unlikely to rise in 2014.
11 Jun 2014
Investors and savers will have a ‘new’ ISA allowance of £15,000 to invest from 1 July.
4 Jun 2014
Bonds issued by charities and listed on the London Stock Exchange’s Order Book for Retail Bonds (ORB) could be attractive to private investors, according to independent financial adviser Martin Bamford.
28 May 2014
The retail bond of gambling company Ladbrokes, which pays 5.125 per cent, is a good offer due to the strength of the brand and the strong cash flow position of the company, according to Peter Doherty, manager of the Tideway Global Navigator bond fund.
21 May 2014
Richard Branson, who has for the past year accepted Bitcoin in payment for travel on his Virgin Galactic Spaceship project, has now put his own personal money into the virtual currency.
16 Apr 2014
Times are hard for savers in the current economic climate. With interest rates still incredibly low, those who have saved for their future are being punished for the sins of others.
Fidelity hits out at Hargreaves Lansdown and other platforms for persisting with 'anti-competitive' exit fees
24 Mar 2014
Fund supermarket Fidelity has criticised rivals including Hargreaves Lansdown, Alliance Trust Savings and Charles Stanley Direct for continuing to charge exit fees, a practice which it describes as acting as a ‘barrier to exit’ for customers seeking to switch between investment platforms.
24 Mar 2014
Although investors will soon be able to hold peer-to-peer lending investments within their ISAs following changes announced in last week's Budget, advisers have cautioned that such investments carry a number of risks.
20 Mar 2014
Changes to the rules governing venture capital trusts (VCTs) announced in this week's Budget will make it very difficult for the tax-privileged vehicles to invest in renewable energy companies, according to industry experts.