Banking & savings

The latest on cash accounts, ISAs and other savings products, plus retail bond launches

Hargreaves Lansdown: What George Osborne's 2015 'dividend tax' changes mean for investors 

Hargreaves Lansdown: What George Osborne's 2015 'dividend tax' changes mean for investors 

9 Jul 2015

Danny Cox, chartered financial planner at Hargreaves Lansdown, has outlined what he believes will be the consequences for private investors of the changes to how dividends are treated by the tax system at the present time. 

Revealed: The winners and losers from George Osborne's 2015 summer budget 

Revealed: The winners and losers from George Osborne's 2015 summer budget 

8 Jul 2015

Restrictions on the level of tax relief available on buy-to-let mortgages have sent shares in UK house builders plummeting in the wake of George Osborne’s budget. 

Chancellor George Osborne drops a bombshell for income investors and buy-to-let property owners in budget 2015 

Chancellor George Osborne drops a bombshell for income investors and buy-to-let property owners in budget 2015 

8 Jul 2015

The tax treatment for buy-to-let investors and those who derive a significant income from dividends has been greatly altered by the latest budget from chancellor George Osborne, which was delivered this morning.

The GP crisis that Britain could be facing in the years ahead 

The GP crisis that Britain could be facing in the years ahead 

26 Jun 2015

Many GPs have long considered themselves to be the unsung heroes of the NHS. They’re usually the first medic any patient visits and often the only person they need to see for treatment. When conditions are more serious, it is also the GP who will refer the patient to a more specialised medical expert.

Baillie Gifford: Why income investors should avoid the UK banks right now

Baillie Gifford: Why income investors should avoid the UK banks right now

24 Apr 2015

Dominic Neary, manager of the £477 million Scottish American Investment Trust, has outlined the reasons why he believes UK income investors should largely be avoiding the UK banking sector at the present time.

Hargreaves Lansdown: The best way for savers to cope with low interest rates 

Hargreaves Lansdown: The best way for savers to cope with low interest rates 

9 Apr 2015

Laith Khalaf, senior analyst at Hargreaves Lansdown, has outlined the options for savers frustrated at the record low interest rates offered on savings in the wake of the Bank of England confirming this morning that rates will stay at the present record low level. 

IPF Retail Bond an 'unconvincing' investment agree bond analysts

IPF Retail Bond an 'unconvincing' investment agree bond analysts

23 Mar 2015

A pair of prominent bond analysts have agreed that the investment case for the International Personal Finance Bond, a retail bond available to private investors and paying 5.875 per cent. 

Osborne's 2015 budget delivers bonanza for ISA savers and investors, but pensioners hit and GDP growth revised downwards 

Osborne's 2015 budget delivers bonanza for ISA savers and investors, but pensioners hit and GDP growth revised downwards 

18 Mar 2015

Announcing the final budget of this parliament this afternoon, George Osborne announced radical changes to the system of ISAs, while the lifetime pension allowance and GDP number for last year were cut. 

Who should you trust with your savings and investments?

Who should you trust with your savings and investments?

4 Mar 2015

Whether you’re saving for a house deposit or are thinking about starting a personal pension, it’s important to choose a trustworthy company or individual to manage your savings and investments –after all money doesn’t grow on trees, so you’ll want to ensure you get the best interest rates and returns possible. There are many independent financial advisors and banking groups out there which can protect and grow your wealth, but if you’re looking for a hassle-free way to manage your money, ta discretionary investment management company could be the right solution for you.

'Liquidity' should be the main concern for investors in the 6.25 per cent Rectory Homes mini-bond, says top performing bond fund manager 

'Liquidity' should be the main concern for investors in the 6.25 per cent Rectory Homes mini-bond, says top performing bond fund manager 

25 Feb 2015

Rectory Homes, a property developer that is focused on the South East of England, has launched a secured five-year fixed term bond paying an interest rate of 6.25 per cent. 

Ezbob announce launch of new finance offering

Ezbob announce launch of new finance offering

28 Jan 2015

Have you singled out your New Year’s resolution yet? Well, it’s a brand new year and the perfect time to take a moment to clean the slate and renew your goals and targets.

Only 1 per cent of structured products lost money in 2014

Only 1 per cent of structured products lost money in 2014

19 Jan 2015

The vast majority (93 per cent) of structured products that matured in 2014 returned a profit, with only 1 per cent losing money for investors, according to research from CompareStructuredProducts.com.

Investors interested in new pensioner bonds 'should act fast', as they are 'likely to sell like hot cakes'  

Investors interested in new pensioner bonds 'should act fast', as they are 'likely to sell like hot cakes'  

15 Jan 2015

It would be ‘highly surprising’ if the new National Savings and Investments pensioner bonds are still available by the start of the new tax year in April, so investors should ‘act fast’, agree a pair of prominent investment advisers. 

Interest rates of new pensioner bonds confirmed

Interest rates of new pensioner bonds confirmed

12 Dec 2014

The Treasury has confirmed that National Savings & Investments’ (NS&I’s) new ‘pensioner bonds’ for those aged over 65 will pay 2.8 per cent for one-year bonds and 4 per cent for three-year bonds. 

Hargreaves Lansdown: What the chancellor's Autumn Statement ISA changes mean for investors 

Hargreaves Lansdown: What the chancellor's Autumn Statement ISA changes mean for investors 

4 Dec 2014

Danny Cox, head of personal investing at fund supermarket Hargreaves Lansdown, has outlined the impact that the ISA changes announced by George Osborne will have on private investors. 

Chancellor delivers ISA and stamp duty bombshells in Autumn Statement, while bank shares fall on tax change

Chancellor delivers ISA and stamp duty bombshells in Autumn Statement, while bank shares fall on tax change

3 Dec 2014

In the final Autumn Statement of this Parliament, delivered by the chancellor this afternoon, George Osborne has announced that assets that remain in an individual’s ISA on death will now be exempt from inheritance tax when passed on to spouses.