SIPPs & retirement

Take control of your pension with our guides to SIPPs and retirement planning

Why ISAs are not an alternative to pensions

Why ISAs are not an alternative to pensions

Opinion | 23 Apr 2014

ISAs are being increasingly seen as an alternative to pensions. Neil MacGillivray, head of technical services at James Hay Partnership, argues that this is dangerous.

SIPPs versus ISAs: an investment guide

SIPPs versus ISAs: an investment guide

Guides | 4 Apr 2014

Individual savings accounts (ISAs) and self-invested personal pensions (SIPPs) are both tax-efficient wrappers that can be used to save money for retirement. What Investment compares the two.

SIPPs: an investment guide

SIPPs: an investment guide

Guides | 3 Apr 2014

Self-invested personal pensions (SIPPs) are one way to save for your retirement. Their main advantage is the freedom to invest in whatever assets you want. Read our jargon-free guide to find out more.

The What Investment guide to income drawdown

The What Investment guide to income drawdown

Guides | 2 Apr 2014

Income drawdown is a way of taking money out of your pension without having to buy an annuity.

Who gets your pension when you get divorced?

Who gets your pension when you get divorced?

Feature | 28 Nov 2013

A lawyer explains what happens to pensions when a couple divorces, looking at earmarking orders, pension sharing orders, and the implications for the couple.

Why you should start saving for a pension now

Why you should start saving for a pension now

Feature | 15 Nov 2013

We all need to save. Whether you’re looking to get on the property ladder, planning the perfect wedding or thinking about retirement it’s important to have savings goals.

Buying an annuity with your pension: the pros and cons

Buying an annuity with your pension: the pros and cons

Guides | 4 Jul 2013

Annuities provide a way to convert a pension pot you have saved over your working life into an annual sum that will be paid as long as you live.

Five alternatives to a pension for your retirement

Five alternatives to a pension for your retirement

Opinion | 1 Mar 2013

Pensions aren’t the only way to plan for retirement and in some cases may not be the best option.

What do automatic enrolment pensions involve for workers and employers?

What do automatic enrolment pensions involve for workers and employers?

Feature | 16 Nov 2012

This year sees the beginning of serious changes to the existing pension legislation in the UK.

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Coping with lower annuity rates

Coping with lower annuity rates

Magazine | 1 Nov 2012

Experts predict that standard annuity rates will go on shrinking. Here's how to make the best of a bad situation.

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The perfect mix of assets for your pension

The perfect mix of assets for your pension

Magazine | 1 Nov 2012

Equities, bonds, cash or property? We look at how to achieve the right mix of assets within your pension portfolio.

Saving for a pension: an investment guide

Saving for a pension: an investment guide

Guides | 5 Sep 2012

If you want to save for your retirement to supplement your basic state pension, there are two main routes: a personal pension and a workplace pension. This guide explains how they both work.

Rethinking retirement planning

Rethinking retirement planning

Opinion | 4 Aug 2011

Millions will now live to over 100 but can they afford it? Saga director general Dr Ros Altmann, looks at the consequences.

Taking your tax-free lump sum

Taking your tax-free lump sum

Opinion | 26 Jul 2011

Investors reaching retirement are making some unwise decisions when it comes to taking a tax-free lump sum. Jenny Lowe looks at the consequences...

Flexible drawdown in retirement

Flexible drawdown in retirement

Feature | 15 Jul 2011

Those approaching age 75 may be relieved to discover they no longer have to buy an annuity, but are the alternatives any better? Charlie Thomas investigates....

Understanding the risks of SIPPs

Understanding the risks of SIPPs

Feature | 24 Jun 2011

With so many options in the personal pensions market, Charlie Thomas identifies the risks for those looking at a self-invested personal pension (SIPP).