Retirement Planning
Wrapping up IHT
Jennifer Lowe, 15 January 2008
Killik & Co, a leading advisory stockbroking firm, has teamed up with Friends Provident International to give UK and non-UK resident investors access to an offshore bond vehicle that reduces liability to IHT.
It offers a wide investment choice, including unit trusts, investment trusts, OEICs, collective investments and hedge funds for UK residents.
For non-UK residents it offers everything a UK resident can hold, plus UK and foreign equities, gilts and bonds, with up to 7.5 per cent discounts on collective funds.
Malcolm Cuthbert, managing director of Financial Planning Division at Killik & Co, comments, ‘IHT is a much-hated tax and a bugbear with many investors who have diligently built up their investments over a lifetime only to have the taxman take another bite of it when they die.’
The offshore bond can be structured in a variety of different ways to reduce IHT. This ranges from a gift trust where the settler has no requirement for income or capital, to using more complex structures such as a discounted gift trust or a loan trust.
For more information visit Killik & Co’s website at www.killik.com
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