Lifeline for last minute ISA savers
ISA lifeline
With tax year-end falling on a Saturday, TD Waterhouse is offering a lifeline for last-minute ISA investors who do not want to miss out.
The TD Waterhouse Investor Centre in London is opening its doors between 9.00am and 12.00pm on Saturday 5 April to accept last-minute ISA applications and subscriptions in person from new and existing customers.
Angus Rigby, chief executive officer of TD Waterhouse UK says, ‘The race is on for investors to get applications in before the tax year-end and take advantage of the tax benefits available from an ISA.
‘We are aware that it is human nature to leave things to the last minute so we are opening the doors to our London Investor Centre to make sure that investors do not miss out on their ISA allowances this year.’
The offer of zero fees on ISAs and PEPs to both new and existing customers will also continue. With this pricing change, any trading ISA or PEP account held with TD Waterhouse that has a valuation of £3,600 or more is not charged an annual administration fee.
A TD Waterhouse Trading ISA can be used to hold shares or a combination of funds including a wide range of UK equities, gilts, bonds, investment trusts, unit trusts and OEICs, and exchange traded funds.
By holding a wide range of these investments under one wrapper, investors are able to pool their assets, reducing dealing costs while also spreading their risk more evenly.

The deadlines for ISA applications and subscriptions by other methods are as follows:
• Phone or online applications must be made by 12.00pm Saturday 5 April.
• Paper applications or 'share-save' schemes need to be received by TD Waterhouse in Leeds no later than 5.00pm on Tuesday 1 April.
• Cheque subscriptions need to be received by TD Waterhouse in Leeds no later than 5.00pm on Monday 31 March.
Jargon buster
ISA
Individual Savings Account – a tax wrapper for individual savings and investments. To find out more, visit the What Investment ISA section
Equities
Stocks and shares that carry no fixed interest.
Gilts
Or Gilt-Edged Securities. Fixed-interest loan securities issued by the UK government.
Tax year
The twelve-month period commencing 6 April and ending 5 April the following year.
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