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ToolsGraduate Accounts
| Company / Account | Credit Interest | Credit Card Limit | Max Free O/D per Year | Auth Fees | Unauth Fees | Apply | |
|---|---|---|---|---|---|---|---|
|
Abbey / The Abbey Account (Graduate) Package Year:2008/09 Authorised Overdraft: 9.9% APR (0.79% pm) - £1 Unauthorised Overdraft: Fee Details: |
1.49% | £350 | £2000(Year 1) £1000(Year 2) £500(Year 3) |
Nil | £25 per month |
|
|
|
Bank of Ireland (NI) / Graduate C/A Package Year:2008/09 Authorised Overdraft: 0.0% EAR (0.00% pm) - £1 Unauthorised Overdraft: Fee Details: |
- | Neg | up to £1000(Year 1) up to £1000(Year 2) |
Nil | 1% pm min £2 |
|
|
|
Barclays Bank / Graduate Account Package Year:2007/08 Authorised Overdraft: 15.6% EAR (1.22% pm) - £1 to £3K Unauthorised Overdraft: Fee Details: |
0.10% | £4000 | up to £1500(Year 1) up to £1000(Year 2) |
Nil | £22 j |
|
|
|
Barclays Bank / Graduate Additions Package Year:2007/08 Authorised Overdraft: 9.9% EAR (0.79% pm) - £1 to £3K Unauthorised Overdraft: Fee Details:£5.00 pm |
0.10% | £4000 | up to £3000(Year 1) up to £2000(Year 2) up to £1000(Year 3) up to £500(Year 4) up to £200(Year 5) |
Nil | £22 j |
|
 |
|
First Trust Bank (NI) / Graduate Account Package Year:2008/09 Authorised Overdraft: Negotiable - £1 Unauthorised Overdraft: Fee Details: |
- | Neg | up to £1000(Year 1) up to £1000(Year 2) up to £1000(Year 3) |
Nil | Nil |
|
|
|
HSBC / Graduate Bank Account Package Year:2007/08 Authorised Overdraft: 9.9% EAR (0.79% pm) - £1 Unauthorised Overdraft: Fee Details: |
0.10% | Neg | £1500(Year 1) £1000(Year 2) |
Nil | - |
|
|
|
Lloyds TSB / Graduate Package Year:2007/08 Authorised Overdraft: 16.8% EAR (1.30% pm) - £1 Unauthorised Overdraft: Fee Details: |
0.10% | Neg | £2000(Year 1) £1500(Year 2) £1000(Year 3) |
Nil | £15 pm G |
|
|
|
Lloyds TSB / Islamic Graduate Account Package Year:2007/08 Authorised Overdraft: Unauthorised Overdraft: Fee Details: |
- | Neg | £1500(Year 1) |
- | £15pm |
|
|
|
NatWest / Graduate Package Year:2008/09 Authorised Overdraft: 17.81% EAR (1.38% pm) - £1 Unauthorised Overdraft: Fee Details: |
0.10% | Neg | £2000(Year 1) £1000(Year 2) £500(Year 3) |
Nil | Nil |
|
|
|
Royal Bank of Scotland / Graduate Royalties Package Year:2008/09 Authorised Overdraft: 9.9% EAR (0.79% pm) - £1 Unauthorised Overdraft: Fee Details: |
2.00% | Neg | up to £2000(Year 1) up to £1500(Year 2) up to £1000(Year 3) |
Nil | £10 pm |
|
|
|
Ulster Bank (NI) / Graduate Account Package Year:2007/08 Authorised Overdraft: Negotiable - £1501 Unauthorised Overdraft: Fee Details: |
0.10% | Neg | up to £1500(Year 1) |
Nil | Nil |
|
Source: 
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