Overdrafts

		Authorised		Unauthorised
Company	Account	per month	EAR	per month	EAR	Apply
Alliance & Leicester	Premier Direct Current M	0.0% D	0.0%	0.0%	0.0%
Norwich & Peterborough BS	Gold Current QR	0.623% K	7.74%	1.87%	24.9%
Intelligent Finance	Current Account Q	0.8%	10.05%	1.89%	25.25%
Cahoot	Current Account	0.9367%	11.8%	1.66%	21.9% APR
Nationwide BS	FlexAccount	1.02%	12.9%	1.87%	24.9%
Abbey	The Abbey C/A (Debit Option) P	1.02%	12.9%	2.12%	28.7%

D = No authorised overdraft fees charged for first 12 months. K = Transferred current accounts charged at zero % on authorised overdrafts for 6 months. M = Funding of £500 per month required. Internet banking compulsory. P = Funding of £1K pm required. 0% for 12 months on transferred accounts. Q = Offset/pooled facility available. R = Funding of £1.5K required.

Source:

Tools

Overdrafts