§ = Alternative terms/cards may be offered according to credit status. D = Interest charged from date item charged to account if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month. L = Interest charged from date item purchased if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month. p = Balance transfers over £5K charged at 0.561% per month, 6.9% per annum for the life of the balance. r = Cash withdrawals charged at a higher monthly rate than shown.