Reward Schemes

	INTRODUCTORY RATES			STANDARD RATES
Card	Mthly	PA	Until	Mthly	APR(pchse)	PA(cash)	Int chgd	Int free period	Loyalty points	Apply
Blue Sky Card from American Express	0.00%	0.0%	for 6 months	1.390%	17.9%	27.9%r	D	56 Days	Points
BT Credit Card Visa	0.00%	0.0%	for 3 months	1.3133%	16.9%	27.9%r	L	56 Days	Rewards
John Lewis and Waitrose partnership MasterCard	0.00%	0.0%	for 6 months	1.313%	16.9%	23.9%r	D	56 Days	Vouchers
Sainsbury's Finance MasterCard	0.00%	0.0%	for 3 months	1.240%	15.9%§	19.95%§r	L	59 Days	Points
Tesco Personal Finance Bonus MasterCard/Visa	0.00%	0.0%	for 6 months	1.240%	15.9%	24.942%r	L	56 Days	Int Rpymnt
The Nectar Credit Card Amex	-	-		1.460%	18.9%	27.9%r	D	56 Days	Nectar Points

§ = Alternative terms/cards may be offered according to credit status. D = Interest charged from date item charged to account if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month. L = Interest charged from date item purchased if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month. r = Cash withdrawals charged at a higher monthly rate than shown.

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Reward Schemes