a = APR dependent on credit rating. b = Minimum age restrictions may apply. C = If PPI taken, moneyback paid annually (dependent on loan amount) on loan anniversary as follows: £3K to £5K - £10, £5,001 to £10K - £20, £10,001 to £15K - £30 & £15,001 to £20K - £40. Paid only if PPI not claimed upon or cancelled. e = Homeowners only. i = Deferred payment option available. r = On individual basis - 10 yr term available S = Lower rates available for lenders' existing customers. z = Home improvement loans - max 10 yrs.