Discounted Variable Rates

Company	Rate	Period	Max LTV	Fee	Incentive	Redemption	Apply
HSBC	1.99%	2 years	70%	Refer	Free legal fees REMTGS. No Higher Lending Charge (HLC).	1st 2 yrs:
ING Direct (UK)	2.60%	31/08/2012	70%	Refer	REMTGS free valuation fees, REMTGS free legal fees. No arrangement fees. No Higher Lending Charge (HLC).	To 31/08/2012
Loughborough BS	2.99%	3 years	75%	Refer	Refund valuation fees (Max £200). No Higher Lending Charge (HLC).	1st 3 yrs:
Newbury BS	3.24%	3 years	75%	Refer	Flexible option. REMTGS free legal fees, free valuation fees, No Higher Lending Charge (HLC). Fee £500 for house purchase. Fee £750 for REMTGS.	1st 3 yrs:
Monmouthshire BS	3.44%	5 years	80%	Refer	No Higher Lending Charge (HLC).	1st 5 yrs:
Hinckley & Rugby BS	3.49%	Term	80%	Refer	Offset & flexible option. Free valuation fees Max £1M of Purchase Price, free valuation admin fees Max £1M of Purchase Price, REMTGS free legal fees. No Higher Lending Charge (HLC).	None

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Lenders standard redemption conditions may also apply at any time. Incentive of free or discounted legal fees may only be available through lenders nominated solicitor. Internal switching - Products may not be available.

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